blog | FinTech

By Partisia, 2026.01.15

PDF: UK AML & Fraud Detection Insights with FCA Collaboration

Strengthen AML & Fraud Detection with UK‑Focused Insights FCA’s blockchain-enabled data strategy aims to save up to £4 billion in annual compliance costs source. Implementing Partisia’s MPC framework reduces duplication in cross-bank fraud checks. Banks and financial institutions in the UK face ...

Proof of concept 2019: Fraud detection and AML

By Partisia, 2026.12.28

PDF: PoC Fraud Detection for Financial Services – Secure Analytics PDF

Proof of Concept: Next‑Gen Fraud Detection for Financial Services Discover how privacy‑preserving collaboration and advanced analytics can transform fraud detection and AML workflows without exposing sensitive data. Financial institutions are under intense pressure to detect fraud faster, reduce ...

By Partisia, 2025.12.18

Identity flagging in fraud detection – risks, rules, and best practice

Identity flagging in fraud detection explained Identity flagging is a practical way to mark a person, account, device, or business identity as higher risk based on evidence. It is a risk signal, not a verdict. The goal is simple: catch repeat abuse early, connect signals across channels, and help ...

By Partisia, 2025.12.12

Mule accounts explained - detection signals, controls, and compliance

Mule accounts explained Mule accounts are accounts used to move illicit funds on behalf of criminals. The account holder might be complicit, coerced, or manipulated. Either way, mule activity fuels scams, account takeover, laundering, and cross-border fraud. If your monitoring is limited to one ...

By Partisia, 2025.12.01

Know Your Business (KYB) – modern verification for regulated industries

Know Your Business (KYB) – what it is, why it matters, and how to modernize compliance Know Your Business (KYB) is now a core requirement for regulated industries. Banks, fintechs, payment providers, corporate marketplaces, and B2B platforms must verify the legitimacy of any business they serve — ...

Download Identity Flagging for Secure Collaboration – Free PDF

By Partisia, 2025.11.26

Identity flagging guide – Secure, privacy‑preserving identity signals (PDF)

Identity flagging for secure collaboration: A practical guide Learn how privacy‑preserving identity signals help detect risk without exposing underlying personal data. Traditional identity systems expose too much information — slowing compliance, increasing breach risk, and limiting collaboration. ...

By Partisia, 2025.11.26

Anti Money Laundering (AML) solutions – building intelligent, compliant defenses against financial crime

Anti Money Laundering (AML) solutions have evolved from check-box compliance systems into data-driven intelligence platforms. The rise of digital finance, instant payments, and cross-border transactions has increased the scale and complexity of financial crime - making traditional monitoring ...

By Partisia, 2025.11.23

ABC (Anti-Bribery and Corruption) – strengthening integrity in financial compliance

Anti-Bribery and Corruption (ABC) programs are no longer optional. They are a regulatory expectation and a commercial necessity. As global financial systems digitize and cross-border transactions accelerate, corruption risk has expanded well beyond traditional bribery.

By Partisia, 2025.11.20

Financial Intelligence Unit (FIU) – the foundation of financial crime

Every modern financial crime framework begins with one institution: the Financial Intelligence Unit, or FIU. It is the central body responsible for collecting, analyzing, and disseminating information about suspicious financial activities.

By Partisia, 2025.11.18

Suspicious activity monitoring – turning regulatory compliance into real-time intelligence

Suspicious activity monitoring (SAM) is the foundation of every financial institution’s defense against money laundering, terrorist financing, and fraud. It is the process that identifies unusual customer behavior and triggers alerts for further review, investigation, and reporting to Financial ...

By Partisia, 2025.11.16

Counter-Terrorist Financing (CTF) – the next frontier in financial compliance

Counter-Terrorist Financing (CTF) is one of the most complex areas of financial compliance. It focuses on identifying and stopping the movement of funds that support terrorist activity — whether through direct transfers, informal remittance networks, or legitimate commercial fronts.

By Partisia, 2025.11.14

Perpetual KYC (pKYC) – real-time compliance for the modern financial institution

Traditional Know Your Customer (KYC) processes have always been reactive. Banks review customer profiles at onboarding and at fixed intervals — every one, three, or five years. Between those reviews, risk can change, and institutions often remain blind to evolving customer behavior.

By Partisia, 2025.11.10

EBA guidelines on financial crime risk – what regulators expect and how institutions must respond

The European Banking Authority (EBA) plays a central role in shaping how financial institutions across the EU approach the risk of money laundering and terrorist financing. Its Guidelines on Financial Crime Risk have effectively redefined what “good compliance” means, focusing not on documentation, ...

By Partisia, 2025.11.09

PSD3 – the next evolution of secure, open, and compliant digital payments

The Payment Services Directive 3 (PSD3) and its accompanying Payment Services Regulation (PSR) mark a major update to Europe’s digital payments framework.

By Partisia, 2025.11.08

EBA AML guidelines – how financial institutions apply the EU’s AML framework

The European Banking Authority (EBA) has established itself as the central authority for harmonizing anti-money laundering (AML) supervision across the EU. Its AML Guidelines provide the operational detail that financial institutions must follow to implement AMLD6 and align with the FATF ...

By Partisia, 2025.11.07

Strong Customer Authentication (SCA) – ensuring secure and compliant digital transactions

Strong Customer Authentication (SCA) is the regulatory standard that defines how payment service providers (PSPs) verify the identity of users making electronic payments in Europe.

By Partisia, 2025.11.06

Customer Due Diligence (CDD) – strengthening financial integrity through smarter compliance

Customer Due Diligence (CDD) lies at the heart of every financial institution’s Anti-Money Laundering (AML) framework. It ensures that businesses truly know who they are dealing with — and that every customer relationship is evaluated for risk, legitimacy, and transparency.

By Partisia, 2025.11.06

The Compliance Battlefield: Guide for Financial Firms (Free PDF)

The Compliance Battlefield: Strategies for Future‑Ready Financial Firms How leading institutions are navigating regulatory complexity, minimizing risk, and turning compliance into strategic advantage. In today’s fast‑moving regulatory environment, staying compliant is no longer just a checkbox — ...

By Partisia, 2025.11.05

Regulatory technology (RegTech) – the new foundation of digital compliance

Regulatory technology, or RegTech, has moved from a niche innovation to a core component of financial compliance strategy. In an era of rapid regulatory change and constant scrutiny, traditional manual compliance methods are no longer sustainable.

By Partisia, 2025.11.04

Privacy-preserving computation – balancing compliance, collaboration, and confidentiality

Financial institutions are under growing pressure to share intelligence, detect crime faster, and comply with evolving data regulations. But most AML, fraud, and compliance systems still rely on data centralization — a model that often conflicts with privacy law and customer trust.

By Partisia, 2025.11.04

The role of Transaction Risk Analysis (TRA) in modern fraud prevention

Transaction Risk Analysis (TRA) is a regulatory and operational tool that allows financial institutions to assess the likelihood of fraud in real time and decide whether strong customer authentication (SCA) is required.

By Partisia, 2025.11.03

PSD2 and fraud monitoring – redefining payment security and compliance

The Payment Services Directive 2 (PSD2) fundamentally changed how banks and payment providers detect and prevent fraud. Introduced to enhance consumer protection and encourage innovation, PSD2 required every financial institution operating in the EU to reengineer its transaction monitoring systems.

By Partisia, 2025.11.02

EU AML Directives (AMLD6, AMLD5) – privacy-preserving compliance in the age of digital regulation

The EU’s Anti-Money Laundering Directives have defined the European approach to financial integrity for over two decades. AMLD5 extended compliance into the digital economy, bringing virtual asset service providers and prepaid cards under supervision. AMLD6, now in effect across EU member states, ...

By Partisia, 2025.11.01

Transaction risk scoring – building intelligence into fraud and AML detection

Transaction risk scoring is the process of assigning a probability of risk to each transaction based on behavioral, contextual, and historical data.

By Partisia, 2025.10.30

FATF compliance technology – how innovation drives global AML performance

Financial institutions are under pressure to prove the effectiveness of their anti-money laundering (AML) and counter-terrorist financing (CTF) programs, not just their existence. The Financial Action Task Force (FATF) sets the global standard, but compliance success now depends on how well ...

By Partisia, 2025.10.30

CIAM – secure customer identity and access management for compliance

Customer Identity and Access Management (CIAM) has become a critical infrastructure component for banks, fintechs, and insurers. It manages how customers authenticate, access, and interact with digital services while keeping personal data secure and compliant. In today’s regulatory environment — ...

By Partisia, 2025.10.24

CIF critical – understanding critical or important functions under DORA

One of the most consequential aspects of the Digital Operational Resilience Act (DORA) is its emphasis on identifying and protecting what it calls “critical or important functions,” abbreviated as CIFs. This classification determines which systems, vendors, and data processes fall under the highest ...

Next‑Gen AML: Secure, Collaborative Detection (Download PDF)

By Partisia, 2025.10.12

A System Built for Tomorrow’s AML Threats – Free PDF Guide

A System Built for Tomorrow’s AML Threats How modern privacy‑preserving technology can strengthen AML detection, reduce risk, and keep you compliant. Anti‑money laundering (AML) teams face rising threats, increasingly sophisticated fraud, and heavier regulatory scrutiny — all while wrestling with ...

By Partisia, 2025.09.30

DORA checklist & Article 24 requirements for resilience

The Digital Operational Resilience Act (DORA) is no longer a distant compliance deadline. It becomes fully enforceable in January 2025, and Article 24 is one of the most tangible, practical sections of the entire regulation. It deals with how financial institutions prove their operational ...

By Partisia, 2025.09.23

FATF recommendations – how financial institutions put global AML standards into action

The Financial Action Task Force (FATF) sets the global benchmark for anti-money laundering (AML), counter-terrorist financing (CTF), and counter-proliferation financing (CPF). Its 40 Recommendations, adopted by over 200 jurisdictions, guide how countries and institutions detect, prevent, and report ...

By Partisia, 2025.09.16

How OFAC compliance combines sanctions control with secure data management

The Office of Foreign Assets Control (OFAC) enforces U.S. economic and trade sanctions designed to protect national security and prevent financial crime. Banks, fintechs, and multinational corporations must ensure they do not process transactions or engage with sanctioned entities. But effective ...

By Partisia, 2025.09.15

SSN verify – secure social security number validation for compliance

SSN verify solutions confirm whether a Social Security Number (SSN) is valid, active, and correctly matched to an individual’s identity record.

By Partisia, 2025.09.15

PDF: Beyond banking: Unlocking data value with secure collaboration

Transform how banks analyze sensitive data, detect risk, and collaborate — all while protecting customer privacy. Banks and financial institutions collect enormous amounts of sensitive data, yet strict privacy requirements and siloed systems often limit its value. What if you could harness that ...

By Partisia, 2025.09.14

Suspicious Activity Report (SAR) – detecting and reporting financial crime effectively

Suspicious Activity Reports (SARs) are the backbone of anti-money laundering (AML) and counter-terrorist financing (CTF) supervision. They provide financial intelligence units (FIUs) with the data they need to identify potential criminal activity, detect patterns, and trace illicit funds.

Two professionals analyzing financial data on screens and devices, representing AML compliance, UK financial crime prevention, and regulatory reporting.

By Partisia, 2025.09.03

PoC: How banks collaborate on AML data without sharing private info

Money laundering is a problem no bank can solve alone. But working together is tricky, especially when it comes to sharing sensitive customer data.

EU flags outside a government building, symbolizing the DORA regulation impacting financial institutions in 2025.

By Partisia, 2025.09.03

DORA regulation explained: What it means for financial institutions in 2025

DORA is about to change how financial companies handle digital risk. If you’re a bank, insurer, investment firm, or a tech provider supporting these institutions, this new EU law will affect how you manage cybersecurity, outages, and third-party IT systems.

By Partisia, 2025.08.25

PDF: Advanced Fraud Detection with Partisia Platform

Guide to advanced fraud detection and Anti-Money Laundering Fraud and money laundering continue to evolve faster than traditional detection systems. This guide explores how the Partisia platform uses privacy-preserving computation to enable financial institutions to share intelligence securely and ...

By Partisia, 2025.08.22

Transaction Monitoring Systems (TMS) – detecting risk and ensuring AML compliance in real time

Transaction Monitoring Systems (TMS) are the operational core of modern anti-money laundering (AML) and counter-terrorist financing (CTF) frameworks.

By Partisia, 2025.08.20

How FinCEN shapes AML compliance and secure data collaboration

The Financial Crimes Enforcement Network (FinCEN) is the U.S. authority responsible for safeguarding the financial system from money laundering, terrorist financing, and financial fraud. Its regulatory scope has grown significantly, especially with the Anti-Money Laundering Act of 2020, which ...

By Partisia, 2025.08.12

Fuzzy logic in fraud detection for financial services

Financial fraud has never been a static problem. As systems evolve and data volumes grow, fraudsters adapt. They exploit ambiguity, timing gaps, and patterns that traditional binary detection systems often miss. The problem is not that institutions lack data, but that their systems still tend to ...

By Partisia, 2025.08.01

Financial crime detection – technology and collaboration in modern compliance

Financial crime detection is no longer about ticking compliance boxes. The challenge has shifted from reporting suspicious transactions to proactively identifying risk before it becomes loss.

DORA and the European Banking Authority (EBA)

By Partisia, 2025.07.14

DORA and the EBA – who sets and enforces resilience rules

The Digital Operational Resilience Act (DORA) introduces a single, harmonized framework for how financial institutions in the European Union manage digital risk. At the center of this framework sits the European Banking Authority (EBA), which plays a pivotal role in defining, implementing, and ...

By Partisia, 2025.06.27

On-demand webinar: financial fraud prevention – watch now

Financial fraud prevention: watch the webinar on demand Financial fraud is evolving fast. Schemes are getting more creative, regulations stricter — and compliance teams are under more pressure than ever. Many firms are still reacting. Not preparing.

By Partisia, 2025.06.02

DORA RTS – regulatory technical standards

The Digital Operational Resilience Act (DORA) is a broad regulation, but its impact becomes real through the Regulatory Technical Standards, often referred to as RTS. These technical standards define exactly how financial institutions must comply. They move DORA from principle to practice, spelling ...

person in a bank detecting financial fraud on a laptop

By Ervin Szerdocz, 2025.02.24

How banks can unite to improve Anti-Money Laundering detection

Imagine you’re a compliance officer at PRT Bank, a medium-sized institution with branches in multiple countries. Every day, you and your team review large volumes of transactions, looking for any trace of suspicious activity - whether it’s unusually large cash deposits, suspicious cross-border ...

By Sofie Krabbe, 2024.09.23

How to pave the way for secure data use forfinancial institutions

The threat posed by quantum computers is not just a distant concern; it’s already taking shape. Determined attackers can store encrypted sensitive data now, with the intention of decrypting it later using quantum computing – a tactic known as the “harvest now, decrypt later” attack. This highlights ...

Digital Platformer partners with Partisia

By Sofie Krabbe, 2024.07.09

New partnership to change the way we detect financial fraud today

When discussing fraud and its significant impact on the world and our daily lives, the conversation often focuses on fintech, fraud detection and particularly areas like money laundering, tax embezzlement and other criminal activities.