blog | FinTech

By Partisia, 2025.11.10

EBA guidelines on financial crime risk – what regulators expect and how institutions must respond

The European Banking Authority (EBA) plays a central role in shaping how financial institutions across the EU approach the risk of money laundering and terrorist financing. Its Guidelines on Financial Crime Risk have effectively redefined what “good compliance” means, focusing not on documentation, ...

By Partisia, 2025.11.09

PSD3 – the next evolution of secure, open, and compliant digital payments

The Payment Services Directive 3 (PSD3) and its accompanying Payment Services Regulation (PSR) mark a major update to Europe’s digital payments framework.

By Partisia, 2025.11.08

EBA AML guidelines – how financial institutions apply the EU’s AML framework

The European Banking Authority (EBA) has established itself as the central authority for harmonizing anti-money laundering (AML) supervision across the EU. Its AML Guidelines provide the operational detail that financial institutions must follow to implement AMLD6 and align with the FATF ...

By Partisia, 2025.11.07

Strong Customer Authentication (SCA) – ensuring secure and compliant digital transactions

Strong Customer Authentication (SCA) is the regulatory standard that defines how payment service providers (PSPs) verify the identity of users making electronic payments in Europe.

By Partisia, 2025.11.06

Customer Due Diligence (CDD) – strengthening financial integrity through smarter compliance

Customer Due Diligence (CDD) lies at the heart of every financial institution’s Anti-Money Laundering (AML) framework. It ensures that businesses truly know who they are dealing with — and that every customer relationship is evaluated for risk, legitimacy, and transparency.

By Partisia, 2025.11.05

Regulatory technology (RegTech) – the new foundation of digital compliance

Regulatory technology, or RegTech, has moved from a niche innovation to a core component of financial compliance strategy. In an era of rapid regulatory change and constant scrutiny, traditional manual compliance methods are no longer sustainable.

By Partisia, 2025.11.04

Privacy-preserving computation – balancing compliance, collaboration, and confidentiality

Financial institutions are under growing pressure to share intelligence, detect crime faster, and comply with evolving data regulations. But most AML, fraud, and compliance systems still rely on data centralization — a model that often conflicts with privacy law and customer trust.

By Partisia, 2025.11.04

The role of Transaction Risk Analysis (TRA) in modern fraud prevention

Transaction Risk Analysis (TRA) is a regulatory and operational tool that allows financial institutions to assess the likelihood of fraud in real time and decide whether strong customer authentication (SCA) is required.

By Partisia, 2025.11.03

PSD2 and fraud monitoring – redefining payment security and compliance

The Payment Services Directive 2 (PSD2) fundamentally changed how banks and payment providers detect and prevent fraud. Introduced to enhance consumer protection and encourage innovation, PSD2 required every financial institution operating in the EU to reengineer its transaction monitoring systems.

By Partisia, 2025.11.02

EU AML Directives (AMLD6, AMLD5) – privacy-preserving compliance in the age of digital regulation

The EU’s Anti-Money Laundering Directives have defined the European approach to financial integrity for over two decades. AMLD5 extended compliance into the digital economy, bringing virtual asset service providers and prepaid cards under supervision. AMLD6, now in effect across EU member states, ...