blog | Business

By Partisia, 2025.12.18

Digital guest registration with verifiable identity credentials

Why visitor management keeps breaking Visitor flows often rely on reception staff typing details into local tools, guests repeating the same information, and teams maintaining separate lists for security, facilities, and compliance. That creates three recurring issues: queues at peak times, ...

By Partisia, 2025.12.18

Identity flagging in fraud detection – risks, rules, and best practice

Identity flagging in fraud detection explained Identity flagging is a practical way to mark a person, account, device, or business identity as higher risk based on evidence. It is a risk signal, not a verdict. The goal is simple: catch repeat abuse early, connect signals across channels, and help ...

Federated learning in finance – privacy-safe AI collaboration

By Partisia, 2025.12.15

Federated learning explained – compliant AI for financial institutions

What federated learning is and why it matters in finance Federated learning is a machine learning approach that allows multiple organizations to train a shared AI model without pooling their underlying data. Instead of moving sensitive datasets to a central location, the model is distributed to ...

By Partisia, 2025.12.15

Access management – secure, privacy-first access control explained

Access management – what it is, how it works, and why it’s changing Access management is the discipline of controlling who can enter a physical or digital environment, under what conditions, and for how long. In modern organizations, access management goes far beyond doors and badges. It now sits ...

Business wallet EU identity – what it means for companies

By Partisia, 2025.12.14

EU business wallet identity – how it works and what to prepare for

Business wallet EU identity – what it means and how it works The Business Wallet is the EU’s new identity solution for companies. It gives organizations a secure, verifiable way to prove who they are and to exchange trusted business information across borders. The initiative sits within the wider ...

By Partisia, 2025.12.12

EU business wallet regulation explained for 2026 and beyond

What the European business wallet regulation aims to achieve The European business wallet regulation is part of a broader push to modernize how companies identify themselves, exchange documents, and meet compliance duties across the EU. Instead of relying on local portals, unverified PDFs, or ...

By Partisia, 2025.12.12

Mule accounts explained - detection signals, controls, and compliance

Mule accounts explained Mule accounts are accounts used to move illicit funds on behalf of criminals. The account holder might be complicit, coerced, or manipulated. Either way, mule activity fuels scams, account takeover, laundering, and cross-border fraud. If your monitoring is limited to one ...

By Partisia, 2025.12.10

Decentralized identity Europe – standards, use cases and 2026 outlook

Decentralized identity Europe – what it means and why adoption is accelerating Europe is moving quickly toward decentralized identity as the foundation for secure and trusted digital services. Driven by the EUDI Regulation, updates to eIDAS 2.0, and increasing demand for privacy-preserving ...

By Partisia, 2025.12.09

EUDI wallet 2026 guide for businesses and service providers

What the EUDI wallet is and why the EU is introducing it The European Digital Identity Wallet (EUDI wallet) is a mobile identity wallet that lets citizens, residents, and businesses prove who they are and share verified attributes across the EU. It is defined in Regulation (EU) 2024/1183, which ...

By Partisia, 2025.12.01

Know Your Business (KYB) – modern verification for regulated industries

Know Your Business (KYB) – what it is, why it matters, and how to modernize compliance Know Your Business (KYB) is now a core requirement for regulated industries. Banks, fintechs, payment providers, corporate marketplaces, and B2B platforms must verify the legitimacy of any business they serve — ...

By Partisia, 2025.12.01

Visitor Management System – secure, frictionless access for modern facilities

Visitor management system – secure, digital guest access A visitor management system is more than a digital sign-in tool — it’s the backbone of how organizations securely admit, verify, and track guests across locations. Whether you operate corporate facilities, campuses, government buildings, or ...

EUBW (EU Business Wallet): A shift in how companies identify themselves

By Partisia, 2025.11.27

EU Business Wallet (EUBW): what it means for firms in the EU

The EU is building more than a digital identity system for individuals. The EUBW (EU Business Wallet) is the corporate version: a verified wallet for companies that want to operate across the Union without running into slow, outdated checks.

By Partisia, 2025.11.26

Anti Money Laundering (AML) solutions – building intelligent, compliant defenses against financial crime

Anti Money Laundering (AML) solutions have evolved from check-box compliance systems into data-driven intelligence platforms. The rise of digital finance, instant payments, and cross-border transactions has increased the scale and complexity of financial crime - making traditional monitoring ...

By Partisia, 2025.11.23

ABC (Anti-Bribery and Corruption) – strengthening integrity in financial compliance

Anti-Bribery and Corruption (ABC) programs are no longer optional. They are a regulatory expectation and a commercial necessity. As global financial systems digitize and cross-border transactions accelerate, corruption risk has expanded well beyond traditional bribery.

By Partisia, 2025.11.20

The ultimate list of data privacy and compliance statistics 2026

Why data privacy and compliance statistics matter in 2026 Data privacy has moved from an IT function to a global economic issue. As regulators expand enforcement and digital ecosystems become more connected, institutions are being judged by how they protect and manage personal data. In 2026, ...

By Partisia, 2025.11.20

Financial Intelligence Unit (FIU) – the foundation of financial crime

Every modern financial crime framework begins with one institution: the Financial Intelligence Unit, or FIU. It is the central body responsible for collecting, analyzing, and disseminating information about suspicious financial activities.

By Partisia, 2025.11.18

Digital identity wallet Europe – how it works and what comes next

What Europe’s digital identity wallet is designed to solve Europe is building a digital identity wallet to allow citizens and businesses to verify who they are online without relying on scattered national systems or private identity providers. The goal is simple: give people and companies a single, ...

By Partisia, 2025.11.18

Suspicious activity monitoring – turning regulatory compliance into real-time intelligence

Suspicious activity monitoring (SAM) is the foundation of every financial institution’s defense against money laundering, terrorist financing, and fraud. It is the process that identifies unusual customer behavior and triggers alerts for further review, investigation, and reporting to Financial ...

By Partisia, 2025.11.16

Counter-Terrorist Financing (CTF) – the next frontier in financial compliance

Counter-Terrorist Financing (CTF) is one of the most complex areas of financial compliance. It focuses on identifying and stopping the movement of funds that support terrorist activity — whether through direct transfers, informal remittance networks, or legitimate commercial fronts.

By Partisia, 2025.11.14

Perpetual KYC (pKYC) – real-time compliance for the modern financial institution

Traditional Know Your Customer (KYC) processes have always been reactive. Banks review customer profiles at onboarding and at fixed intervals — every one, three, or five years. Between those reviews, risk can change, and institutions often remain blind to evolving customer behavior.

By Partisia, 2025.11.10

EBA guidelines on financial crime risk – what regulators expect and how institutions must respond

The European Banking Authority (EBA) plays a central role in shaping how financial institutions across the EU approach the risk of money laundering and terrorist financing. Its Guidelines on Financial Crime Risk have effectively redefined what “good compliance” means, focusing not on documentation, ...

By Partisia, 2025.11.09

PSD3 – the next evolution of secure, open, and compliant digital payments

The Payment Services Directive 3 (PSD3) and its accompanying Payment Services Regulation (PSR) mark a major update to Europe’s digital payments framework.

By Partisia, 2025.11.09

Cybersecurity platforms with strong data encryption features (2026)

Which cybersecurity platforms offer the best features for data encryption? “Best” depends on key governance, access control, auditability, and operational discipline. Many platforms claim strong encryption. Fewer make it hard to misuse. Partisia is one example of a platform used when organizations ...

By Partisia, 2025.11.07

Strong Customer Authentication (SCA) – ensuring secure and compliant digital transactions

Strong Customer Authentication (SCA) is the regulatory standard that defines how payment service providers (PSPs) verify the identity of users making electronic payments in Europe.

By Partisia, 2025.11.06

Customer Due Diligence (CDD) – strengthening financial integrity through smarter compliance

Customer Due Diligence (CDD) lies at the heart of every financial institution’s Anti-Money Laundering (AML) framework. It ensures that businesses truly know who they are dealing with — and that every customer relationship is evaluated for risk, legitimacy, and transparency.

By Partisia, 2025.11.04

Privacy-preserving computation – balancing compliance, collaboration, and confidentiality

Financial institutions are under growing pressure to share intelligence, detect crime faster, and comply with evolving data regulations. But most AML, fraud, and compliance systems still rely on data centralization — a model that often conflicts with privacy law and customer trust.

By Partisia, 2025.11.04

The role of Transaction Risk Analysis (TRA) in modern fraud prevention

Transaction Risk Analysis (TRA) is a regulatory and operational tool that allows financial institutions to assess the likelihood of fraud in real time and decide whether strong customer authentication (SCA) is required.

By Partisia, 2025.11.04

Model training in regulated industries – privacy-first approaches

Why model training has become a compliance challenge Model training sits at the core of modern AI systems. In financial services, insurance, and other regulated industries, models are increasingly used to detect fraud, assess risk, and automate decision-making. However, as models grow more ...

By Partisia, 2025.11.03

PSD2 and fraud monitoring – redefining payment security and compliance

The Payment Services Directive 2 (PSD2) fundamentally changed how banks and payment providers detect and prevent fraud. Introduced to enhance consumer protection and encourage innovation, PSD2 required every financial institution operating in the EU to reengineer its transaction monitoring systems.

By Partisia, 2025.11.03

ID verification – secure identity checks for compliance and trust

ID verification (IDV) is the first step in building digital trust. It determines whether a person is who they claim to be before they can open an account, make a payment, or access a regulated service.

By Partisia, 2025.11.02

EU AML Directives (AMLD6, AMLD5) – privacy-preserving compliance in the age of digital regulation

The EU’s Anti-Money Laundering Directives have defined the European approach to financial integrity for over two decades. AMLD5 extended compliance into the digital economy, bringing virtual asset service providers and prepaid cards under supervision. AMLD6, now in effect across EU member states, ...

By Partisia, 2025.11.01

Transaction risk scoring – building intelligence into fraud and AML detection

Transaction risk scoring is the process of assigning a probability of risk to each transaction based on behavioral, contextual, and historical data.

By Partisia, 2025.10.30

CIAM – secure customer identity and access management for compliance

Customer Identity and Access Management (CIAM) has become a critical infrastructure component for banks, fintechs, and insurers. It manages how customers authenticate, access, and interact with digital services while keeping personal data secure and compliant. In today’s regulatory environment — ...

By Partisia, 2025.10.26

Decentral identity – secure, compliant, and privacy-preserving ID

Digital identity systems are at a crossroads. Traditional centralized identity databases expose sensitive personal data to breaches, misuse, and surveillance.

By Partisia, 2025.10.24

CIF critical – understanding critical or important functions under DORA

One of the most consequential aspects of the Digital Operational Resilience Act (DORA) is its emphasis on identifying and protecting what it calls “critical or important functions,” abbreviated as CIFs. This classification determines which systems, vendors, and data processes fall under the highest ...

By Partisia, 2025.10.16

SSN validator – privacy-safe social security number verification

Verifying Social Security Numbers (SSNs) is one of the most effective tools in detecting identity fraud, false claims, and synthetic identities.

By Partisia, 2025.10.11

IDV – privacy-first identity verification for compliant onboarding

IDV (Identity Verification) is the process of confirming that a person’s identity is genuine before granting them access to a financial service or digital platform. In a regulatory environment defined by AML, KYC, and DORA, institutions can no longer rely on manual checks or static document ...

By Partisia, 2025.10.06

Social security number lookup – fraud prevention through privacy

A social security number lookup helps institutions verify that an identity is genuine, consistent, and not linked to known fraud or misuse.

By Partisia, 2025.09.30

DORA checklist & Article 24 requirements for resilience

The Digital Operational Resilience Act (DORA) is no longer a distant compliance deadline. It becomes fully enforceable in January 2025, and Article 24 is one of the most tangible, practical sections of the entire regulation. It deals with how financial institutions prove their operational ...

By Sofie Krabbe, 2025.09.29

Partisia and Squareroot8 launch FracQtion to solve quantum threats

Partisia (DK), a global leader in cryptographic software, and Squareroot8 (SG), a quantum-safe hardware innovator, today announced the launch of FracQtion - a jointly developed product designed to protect high-trust sectors, such as finance and telecoms, from quantum computing threats.

By Partisia, 2025.09.16

How OFAC compliance combines sanctions control with secure data management

The Office of Foreign Assets Control (OFAC) enforces U.S. economic and trade sanctions designed to protect national security and prevent financial crime. Banks, fintechs, and multinational corporations must ensure they do not process transactions or engage with sanctioned entities. But effective ...

By Partisia, 2025.09.15

SSN verify – secure social security number validation for compliance

SSN verify solutions confirm whether a Social Security Number (SSN) is valid, active, and correctly matched to an individual’s identity record.

By Partisia, 2025.09.14

Suspicious Activity Report (SAR) – detecting and reporting financial crime effectively

Suspicious Activity Reports (SARs) are the backbone of anti-money laundering (AML) and counter-terrorist financing (CTF) supervision. They provide financial intelligence units (FIUs) with the data they need to identify potential criminal activity, detect patterns, and trace illicit funds.

By Partisia, 2025.09.07

How social security validators ensure identity accuracy and compliance

A social security validator checks whether a person’s Social Security Number (SSN) is genuine, active, and correctly linked to their verified identity information. It plays a central role in preventing fraud, enforcing AML regulations, and maintaining data accuracy across financial systems. ...

Two professionals analyzing financial data on screens and devices, representing AML compliance, UK financial crime prevention, and regulatory reporting.

By Partisia, 2025.09.03

PoC: How banks collaborate on AML data without sharing private info

Money laundering is a problem no bank can solve alone. But working together is tricky, especially when it comes to sharing sensitive customer data.

Smartphone contactless payment at a store, representing how interoperability works.

By Partisia, 2025.09.03

Interoperability: Definition & synonyms

Interoperability is a word that’s becoming increasingly common in tech, healthcare, finance, and supply chain conversations, but it’s not always clear what it really means or what to call it when you don’t want to repeat the term a dozen times.

Person using a smartphone to make a contactless payment, highlighting digital wallet innovations in modern financial technology.

By Partisia, 2025.09.03

The latest digital wallet innovations you need to know in 2025

Digital wallets can do much more than simply storing credit cards on a smartphone. They’ve become powerful tools that change how people can pay, prove their identity and keep their information safe. New features like facial recognition, digital IDs, and advanced privacy technology are leading this ...

EU flags outside a government building, symbolizing the DORA regulation impacting financial institutions in 2025.

By Partisia, 2025.09.03

DORA regulation explained: What it means for financial institutions in 2025

DORA is about to change how financial companies handle digital risk. If you’re a bank, insurer, investment firm, or a tech provider supporting these institutions, this new EU law will affect how you manage cybersecurity, outages, and third-party IT systems.

By Partisia, 2025.08.22

Transaction Monitoring Systems (TMS) – detecting risk and ensuring AML compliance in real time

Transaction Monitoring Systems (TMS) are the operational core of modern anti-money laundering (AML) and counter-terrorist financing (CTF) frameworks.

By Partisia, 2025.08.20

How FinCEN shapes AML compliance and secure data collaboration

The Financial Crimes Enforcement Network (FinCEN) is the U.S. authority responsible for safeguarding the financial system from money laundering, terrorist financing, and financial fraud. Its regulatory scope has grown significantly, especially with the Anti-Money Laundering Act of 2020, which ...